Lines of CreditWorking capital you can draw on as the business needs it
Business Credit Cards0% intro interest 6β12 months Β· no upfront fees Β· reports only to the business
SBA LoansSBA loan programs through our lending partners
Term LoansFixed payment Β· funding in 7β15 business days
Revenue-Based FinancingOptions sized to your business revenue
Startup ProgramUp to $100,000 for brand-new LLCs & corporations Β· 700+ personal credit Β· no time-in-business minimum
Personal Credit Cards0% intro interest 6β12 months through national tier-1 lenders
Real Estate LoansFix & flip Β· construction Β· DSCR Β· rental portfolio Β· bridge
Comparisons describe typical experiences; individual results vary. All programs subject to credit approval.
Contractors: close bigger jobs.
Your customers get financing options.
Roofing, HVAC, remodeling, pools β when the customer can finance the job, “let me think about it” becomes “when can you start?” Partner with the Den and offer financing options at the kitchen table.
1Partner with us β free, no volume minimums
2Quote the job, mention financing options
3Customer applies through our page in minutes
4Lending partners make the credit decision
5You start the job β bigger tickets, fewer stalls
Become a Financing Partner β My LLC is brand new β can I really qualify for up to $100,000?
That’s exactly who the Startup Program is for. No operating history or time-in-business minimum required β the key is a personal credit score of 700+ across all three bureaus. If that’s you, you may qualify for up to $100,000 as a brand-new LLC or corporation.
What credit score do I need?
Most of our programs look for 700+ personal credit across all three bureaus. Not there yet? Call us anyway β 248-933-5411. Depending on your situation there may still be options, and we’ll tell you straight either way.
How fast can I get funded?
Term loans typically fund in 7β15 business days after approval, with full liquidity immediately. Credit card programs move on the card issuers’ timelines, often faster.
What does it cost to apply?
Nothing upfront β ever. No application fees, no upfront costs. That’s true across our programs.
Are you the lender?
No β and that works in your favor. We connect your business with funding options across a network of lending partners, so one conversation puts you in front of a full menu instead of one bank’s single product. The lending partners make all credit decisions.
What can I use the money for?
Working capital, equipment, inventory, hiring, expansion, real estate projects β it’s your business. Tell us what you’re building and we’ll point you at the program that fits.
I’m a contractor β what does the partner program cost me?
Nothing. No fees, no volume minimums. You mention financing options when you quote the job, your customer applies through our page, the lending partners make the decision, and you close bigger jobs with fewer stalls.
Does checking my options affect my credit?
Checking your options on this form does not pull your credit β it asks for your own estimate, never your Social Security number or date of birth. If you move forward, the lending partner’s application may include a credit check, depending on the program. Call us at 248-933-5411 before you apply and we’ll walk you through exactly what to expect for the program that fits you.